JVP Portfolio

Earnix has created the next-generation real-time dynamic operating system for the Insurance industry which allows large insurance companies to enter the new world of Dynamic Real Time Pricing, Rating, Claims, and Usage- Based Insurance (“UBI”). Earnix is changing the way insurance companies deal with their customers on a real-time basis.

Earnix has customers in over 35 countries across six continents and offices in the Americas, Europe, Asia Pacific, and Israel. Integrated into 90 of the world’s leading insurance groups across North America, Europe, Australia, and Asia, Earnix is the growing category leader in its space and is rapidly gaining an increasing roster of enterprise customers in the US, as well as UK, Germany and Asia Pacific.

The Earnix platform combines deep technology, AI, and machine learning to offer insurance companies the most advanced pricing, personalization, and detection solutions in the market today. By offering a robust pricing engine and three-dimensional (3D) personalization of the products and pricing per individual customer, the company has addressed a significant business need that is essential to a financial institution’s growth, relevancy, and survival in the market. These fully integrated solutions provide ultra-fast ROI and are designed to transform how global insurers and banks are run by unlocking value across all facets of the business.

ThetaRay is a pioneer in the field of Anti-Money Laundering with an AI- powered solution that delivers trusted transactions and trusted customers for banks, fintechs, and regulators around the world. ThetaRay’s transaction monitoring, customer and sanction screening, and customer risk assessment product suite enables compliant business growth and helps institutions fight financial crime. With ThetaRay, customers experience significant operational efficiency gains, reduced false positives, and comprehensive risk coverage. ThetaRay helps its clients – regulators, global and local banks, fintechs and payment providers, to accelerate their business growth with confidence, improve customer satisfaction, reduce compliance costs, while increasing their risk coverage. ThetaRay offers 360-degree solutions for financial crime and business enablement for financial institutions. The company’s products include transaction monitoring, customer due diligence, sanctions screening and more. Serving originating, correspondent and terminating banks and FinTechs, as well as regulators, ThetaRay’s solutions allow such FIs to better serve customers, offering overall quality of service across all their payment interfaces, drive business growth (unlocking new customers and global relationships), become compliant, and streamline costs. ThetaRay’s products are built on its disruptive advanced analytics platform, leveraging significant research performed by two world-renowned professors, and its 19 patents. The SaaS-based, AI engine, based on proprietary, Hyper-Dimensional, Multi-Domain, Big Data Analytics, operates in near-real- time and is superior to legacy rule-based systems, all while guaranteeing low false positives, and providing a white-box recommendations and full explainability. The solution is approved by regulators and is unmatched by competitors.

Inshur is a fully digital, embedded insurance platform providing solutions to the world’s biggest brands. INSHUR is at the forefront of urban mobility and one of the fastest growing and commercially proven Insurtech companies in the new insurance landscape. Fueled by a change is consumer behavior, they have built a next-generation, data-led insurance platform, designed to power and protect the new economy players in mobility, delivery and transportation.
The company’s platform allows workers who are independently contracted by digital economy giants like Amazon, Uber, and Bolt to purchase their insurance in a fast, seamless, and integrated manner. By embedding solutions with these partners, INSHUR has access to proprietary platform data, which gives them a significant advantage in pricing and underwriting. In addition, they provide instant verification of insurance coverage to these platforms, which is essential from a regulatory and compliance perspective.
Finally, customer acquisition costs are much lower than traditional D2C insurance, as the platforms are directly marketed to independent contractors. Tens of thousands of drivers in New York, the UK and the Netherlands have tried INSHUR. A data-driven, API modular architecture enables rapid configuration. From front-end distribution, to pricing, to policy administration, all can be set up in a matter of hours. Operating as an MGA (managing general agent) in the Insurtech space, INSHUR is somewhere between a broker and insurance carrier which allows for flexibility to price, underwrite and manage customers’ insurance policies without worrying about balance sheet risk.

Chain Reaction is at the forefront of engineering disruptive blockchain and privacy technologies by significantly enhancing compute performance with a vision to fulfill the vision of scalable distributed and private computing platform. Their state-of-the-art solutions enable companies to efficiently adopt and scale revolutionary compute infrastructure for cloud providers, data centers, and major enterprises to power the next generation of secure computing. First, regarding distributed computation, and specifically Blockchain, Chain Reaction is solving the current barrier triage of trust, scale, and privacy to enable the adoption of blockchain by the largest global enterprises. In addition, Chain Reaction is working on its 2nd family of products, to allow private computation on the cloud, by developing semiconductors for homomorphic encryption and zero-knowledge computation.
Chain Reaction addresses the growing Bitcoin mining data center market, initially focusing on North America. Chain Reaction’s Application Specific Integrated Circuit (ASIC) targets optimal total cost of ownership (TCO) through best-in-class performance combined with advanced software management features. Selling ASICs serves as an opportunity for a substantial early revenue stream without having to wait for the duration of system bring-up and high-volume manufacturing. This first product line is projected to be a game-changer for mining companies that seek the best hardware and software combo, to reduce costs and optimize the number of Bitcoins mined and revenues.
In parallel, security and subsequent scalability of cloud computing depends on novel hardware acceleration. Chain Reaction intends to sell a first-of-its- kind privacy processor to cloud service providers to accelerate computing and cryptography. The Company’s solutions will be an integral part of the infrastructure for next-gen scalable cloud computing, in addition to private cloud and on-premises data centers. This hardware accelerator optimizes Fully Homomorphic Encryption (FHE) and Zero Knowledge Proofs (ZKP), the cryptographic foundations for computing large amounts of encrypted data.